Holland, Michigan
Holland, MI's Trusted Insurance Consultants
Independent insurance for Holland, MI families and businesses — home, auto, life, and commercial coverage from a local West Michigan team.
From Lake Macatawa's lakeshore to the tulip-lined streets of downtown Holland, MI — CFH Insurance delivers auto, home, business, and life coverage tailored to Ottawa County families and entrepreneurs.
Holland, MI Insurance — Coverage for Every Part of Your Life
From your home near Lake Macatawa to your business on Eighth Street, CFH Insurance Holland, Michigan has you covered with independent, local expertise and personalized service.
Personal Auto Insurance
Whether you're commuting on US-31 through Holland, heading to Grand Rapids, or driving along the Lake Michigan shoreline, our auto policies deliver comprehensive, collision, and liability coverage built for West Michigan roads and winters.
- Liability & collision coverage
- Uninsured motorist protection
- Roadside assistance options
Home & Property Insurance
From charming Dutch Colonial homes in Holland's historic neighborhoods to lakefront cottages along Lake Macatawa, we craft homeowner policies that shield your property from Michigan's harsh winters, lake-effect storms, and everyday risks.
- Dwelling & personal property
- Liability protection
- Additional living expenses
Business Insurance
Holland's thriving downtown, Tulip Time vendors, and manufacturing corridor businesses all count on CFH Insurance to protect their operations. We build coverage around your industry — from retail shops on Eighth Street to industrial facilities in the Ottawa County tech park.
- General liability
- Commercial property
- Business interruption coverage
Life & Health Insurance
Protect the Holland families and employees who matter most. Our life and health specialists help Ottawa County residents secure term and whole-life policies, plus individual and group health plans that fit every stage of life — from young families to retirees.
- Term & whole life options
- Individual health plans
- Group benefits for employers
Commercial Auto Insurance
Keep Holland's economy moving. Whether your business runs delivery vans through downtown, contractor trucks on the lakeshore, or service vehicles across Ottawa County, our commercial auto policies keep your fleet protected mile after mile.
- Fleet & single-vehicle policies
- Hired & non-owned auto
- Cargo & equipment coverage
Umbrella & Specialty Coverage
West Michigan living comes with unique risks. When standard policies reach their limits, umbrella coverage steps in. We also offer specialty lines for Lake Macatawa watercraft, recreational vehicles, seasonal vacation homes along Lake Michigan, and more.
- Personal & commercial umbrella
- Watercraft & RV coverage
- Seasonal & specialty properties
Not sure which coverage is right for you? Talk to a Holland, MI CFH Insurance advisor
Why Holland, Michigan Chooses CFH Insurance
Holland, MI families and businesses trust CFH Insurance for independent local expertise, face-to-face service, and coverage designed for life on Michigan's Lakeshore — from Ottawa County homes to West Michigan businesses.
Rooted in Holland, Michigan
We're your neighbors — not a distant call center. CFH Insurance has deep ties to Holland and the Lakeshore community, from downtown's 8th Street corridor to the neighborhoods near Lake Macatawa and Lake Michigan.
A Real Local Agent Answers the Phone
When you call CFH Insurance, you reach a Holland-based agent who knows you by name. We take the time to understand your family, your home, and your livelihood before recommending a single policy.
West Michigan Weather & Risk Expertise
Lake-effect snow, spring flooding near the Black River, and Ottawa County's active agricultural economy create unique exposures. Our agents understand Holland's specific risks and build coverage that actually fits.
Serving Holland's Homes & Small Businesses
From Tulip City cottage owners to manufacturing businesses on the US-31 corridor, CFH Insurance protects what Holland families and entrepreneurs have worked hard to build — with tailored commercial and personal lines coverage.
Independent Brokers Who Work for You
As independent consultants, we're not captive to one carrier. We shop multiple top-rated insurers to find the best combination of coverage and price for Holland residents and Lakeshore business owners.
Holland Office — Walk In Anytime
Our office is staffed by agents who live and work right here in Holland, MI. When you have a claim or a coverage question, you can stop in, sit down, and talk to someone who genuinely cares about your outcome.
Holland’s CFH Insurance team is ready for you.
Serving Holland, Zeeland, Saugatuck, and the greater Ottawa County area with trusted, independent insurance consulting.
Lakeshore Local
Holland & Ottawa County Coverage
Contact CFH Insurance — Holland, Michigan Office
Stop in, call, or message us — our Holland, MI insurance team serves Ottawa County families and West Michigan businesses with personalized, independent coverage consulting.
Office Hours
- Monday – Friday8:00 AM – 5:30 PM
- Saturday9:00 AM – 1:00 PM
- SundayClosed
- No-obligation consultation
- Local Holland, Michigan advisors
- Same-day response guaranteed
Proudly Rooted in Holland, Michigan
From downtown Holland's 8th Street to the lakeshore communities along Lake Macatawa — we protect what matters most to West Michigan families and businesses.